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State minimum coverage is generally dangerous and very expensive. You pay much more in the event of an incident.

It's recommended that you also check rates for standard coverage, which can be just a few extra dollars per month but has much better coverage and safety features.
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MAKE
MODEL
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  1. Drive this car to work/school?
     
  1. How far is work/school?
    One-way mileage to work/school
  1. Average mileage driven each year
  1. Is this car leased?
     
  2. Deductible for collisions
     
    Amount you pay in case of an accident

    Collision deductible

    Collision coverage pays for damages caused in an accident. The deductible is the amount you pay out of pocket, and a higher deductible usually means lower monthly payments. For example, if it costs $1,500 to fix your car, your insurance company will pay $1,000 after you pay your deductible of $500.
  3. Deductible for comprehensive
     
    Amount you pay in case of theft, vandalism, etc.

    Comprehensive deductible

    Comprehensive coverage pays for damages caused by theft, flood, vandalism, earthquakes, etc. The deductible is the amount you pay out of pocket, and a higher deductible usually means lower monthly payments. For example, if it costs $2,000 to fix your car, your insurance company will pay $1,500 after you pay your deductible of $500.

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    1. Driver name
      First and last name
    1. Gender   
    1. Married
       
    1. Birthday
      MM/DD/YYYY
    1. First licensed
    1. Education level
    1. Primary vehicle
    1. Credit rating
       

      Your credit

      In general, higher credit scores result in lower monthly auto insurance premiums, but the impact varies unpredictably because insurers use different rate-setting formulas. So if your current insurer raised your rate based on your credit score, you may save by comparing quotes from a different insurer.
    1. Bankruptcy last 5 yrs?
       
    1. Occupation
       

      Occupation discounts

      Please select the occupation category that best fits your current job description. Your occupation may qualify you for a discount. If you do qualify for a discount, verification of your occupation may be required.
    1. Active license?
       
    1. File SR-22?
       
       

      What is an SR-22?

      Most people don't need an SR-22. An SR-22, also called a Certificate of Financial Responsibility (CFR), is a certificate required by the state and provided by your auto insurance company that verifies that you have auto insurance liability coverage. Usually, it is only required if you have had certain driving-related violations such as DUI, reckless driving, or driving while uninsured.

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      • Spouse
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      1. Current or last insurance company
        GEICO, Progressive, State Farm, etc.
      1. Continuous coverage
         
        Total time insured from any company

        Insured length

        You may also include coverage under someone else's policy.
      1. How long have you been a customer?
      1. Current policy expires in...

      Compare rates

      Select a coverage option.
      Minimum STANDARD PREMIUM
       
      Bodily Injury
      Bodily Injury Liability pays damages for people injured or killed in an accident for which you are legally responsible. The first number in the coverage limit is for any one person; the second is the total coverage limit for one incident or accident.
      / $100,000 / $300,000 $250,000 / $500,000
       
      Property Damage
      Property Damage Liability pays for damage to other people's property resulting from an accident caused by your auto for which you are legally responsible. $50,000 of coverage is the recommended amount by the Insurance Information Institute.
      $50,000 $100,000
       
      Medical
      Medical payments coverage pays the reasonable and necessary medical, dental, hospital and funeral expenses for the insured, covered passengers and family members, who are injured in a covered auto accident, regardless of who was at fault. Coverage is also provided to the insured and resident relatives, while they are riding in someone else's car at the time of the accident or if they are struck as a pedestrian.
      You pay Insurance pays Insurance pays
       
      Roadside / Rental
      Roadside pays for towing, jump-starting your car, and other emergencies. If you have AAA or some other auto club membership, you may not need this. Rental coverage pays for a rental vehicle if your car isn't drivable for more than 24 hours because of a covered accident.
      You pay Insurance pays Insurance pays
       

      Traffic incidents

      1. Any tickets, accidents, or claims in the past 3 years?

      Report an incident

      1. Type of incident
      1. Driver
        Person involved
      1. Date of the incident
        MM/YYYY. OK to estimate. Example 02/2012
      1. Type of ticket
        What happened?
      1. Claim type
      1. What was damaged?
      1. Amount paid by insurance
        OK to estimate
      1. Was the driver at fault?
         
      1. What happened?
      1. Damage
      1. Driver at fault?
         
      1. Amount paid by insurance
        OK to estimate
      1. Liability & medical paid
        OK to estimate
      1. What state was it in?

      Incidents and Claims

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        1. Phone number *
          Work, home, or mobile
        1. Home Address *
          Street
          Apartment or unit number
          City, state and zip code
        1. How long have you lived here?
        2. Do you own this home?
           
           

          Home ownership

          You can often get discounts if you combine your auto and homeowners insurance policies through the same provider or agent.
        3. Do you have a garage?
           
           

          Garage parking

          If you vehicle is parked overnight in a garage, you may be eligible for discounts.
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